For owners who've tried everything

MCA payments pulling
from your account
before
payroll even
clears?

There's a structured way out, without more crippling loans, without fake settlements, and without bankruptcy.

No cost No obligation

Attorney-backed
Creditor calls can stop within days
No bankruptcy required
MCA & business debt specialists
Attorney-backed
100% confidential

You already know this part

There's no shame in how you got here.
There's only what you do next.

Dread at night, wondering if
tomorrow's ACH pull will clear. Shame
and isolation, not telling family or peers
how bad it's gotten. Broken trust,
because the last "solution" made
things worse, not better.

All three are common. None of them mean you failed. You built something real. Debt shouldn't destroy it.

Find out where you stand

Stop managing five
withdrawals.
Manage one plan.

How it works

From first call to a payment
you can plan around

No cost, no obligation to find out where you stand.

Step 01
Start With One Conversation

Tell us about your debt and what's pressing on you right now. No cost, no judgment.
Step 02
Creditor Calls Stop

We take over all creditor contact, so the calls and mails stop reaching you and your team.
Step 03
We Restructure The Debt

We renegotiate terms built around your cash flow, so more profit stays in your pocket.

If daily debits and stacked advances are squeezing your cash flow, you don't have to sort it out alone. Our attorney-backed team handles the creditors and negotiates a payment your business can plan around. It all starts with one conversation, and you decide what happens next.

Talk to an Advisor. No Cost, No Obligation Talk to an Advisor

No cost · No obligation to commit

⚠️ Attention

Two questions rule out a scam before you pay anyone anything.

📄 Verify it yourself

And that proof is verifiable before you commit to anything.

💰 The money question

Even the cost question gets answered on one free call.

Heard enough to find out if this applies to your situation? There's no cost and no obligation to have a conversation.

Find Out Where You Stand

🏠 The big fear

A personal guarantee is real. It's not automatically bankruptcy.

⏰ Why start now

Relief can start before the full case even closes.

🧭 The stacking trap

This still isn't another loan stacked on the one you already have.

Real Results

What restructuring can look like

Illustrative example

HVAC contractor, 14 employees, Texas

A growing HVAC company had stacked three merchant cash advances trying to cover payroll during a slow season, pushing daily debits to nearly 20% of revenue. With Biz Restructure, the team ran a full filing and lien search, consolidated the creditor conversation, and rebuilt the payment structure around the business's actual cash flow instead of a fixed daily draw.

~50%Reduction in monthly debt obligation

Day 1Creditor calls redirected off the owner

9 moTime to full resolution

Illustrative Example

Heard enough to find out if this applies to your situation? There's no cost and no obligation to have a conversation.

Find Out Where You Stand

MCA payments pulling from your account before payroll even clears?

There's no shame in how you got here. There's only what you do next.

Stop managing five withdrawals. Manage one plan.

From first call to a payment you can plan around

Start With One Conversation

Creditor Calls Stop

We Restructure The Debt